If you have been needs assessed
as requiring long term care in a rest home or hospital, you may be
concerned about funding this care. There are essentially three
options; apply for help with payment through the Residential Care
Subsidy or Loans scheme, or pay fees privately.
Fees for all levels of care are capped at the Maximum
Contribution rate for both subsidised and privately paying
residents, unless you agree to pay premium room fees. Payment of
Maximum Contribution covers ‘contracted care services’ which are
detailed in the contract between the care provider and local
District Health Board.
To qualify for Residential Care Subsidy
you must have a needs assessment recommending long-term care and
meet financial eligibility criteria. You are means tested to see how
much you can contribute toward the cost of care and the subsidy
makes up the difference.